Tom Kessel
Experience
Glengarry Capital Group
2019 - Current
Founder & Principal
Advises middle-market businesses across the United States on financing solutions, drawing on an established network of lenders and professional referral partners.
Glengarry Capital Group
2019 - Current
Founder & Principal
Advises middle-market businesses across the United States on financing solutions, drawing on an established network of lenders and professional referral partners.
Independent Wealth Advisory / RIA
2019 - 2021
Business Owner Advisory & Private Credit Research
Advised business owners on succession, investment and wealth planning strategies, while becoming increasingly involved in evaluating private credit funds as alternative investment opportunities. This experience revealed a growing financing divide between privately held businesses and alternative capital providers, ultimately leading to the founding of Glengarry Capital Group.
Independent Wealth Advisory / RIA
2019 - 2021
Business Owner Advisory & Private Credit Research
Advised business owners on succession, investment and wealth planning strategies, while becoming increasingly involved in evaluating private credit funds as alternative investment opportunities. This experience revealed a growing financing divide between privately held businesses and alternative capital providers, ultimately leading to the founding of Glengarry Capital Group.
Wells Fargo Bank
2011 – 2019
Senior Vice President, Middle Market Banking
Developed and managed middle-market banking relationships, including a regional focus on food and agribusiness companies across six states.
Wells Fargo Bank
2011 – 2019
Senior Vice President, Middle Market Banking
Developed and managed middle-market banking relationships, including a regional focus on food and agribusiness companies across six states.
RBS Citizens
2005 – 2010
Senior Vice President, Division Executive — MidCorporate-West Banking
Led the development of a regional corporate banking team serving companies with revenues of $250 million to $2 billion, expanding its portfolio to more than $1.8 billion in credit commitments.
RBS Citizens
2005 – 2010
Senior Vice President, Division Executive — MidCorporate-West Banking
Led the development of a regional corporate banking team serving companies with revenues of $250 million to $2 billion, expanding its portfolio to more than $1.8 billion in credit commitments.
Fifth Third Bank
2001 – 2005
Senior Managing Director, Head of Corporate Banking
Established and led the corporate banking group in Southeast Michigan, developing more than 50 new relationships and building a recognised banking operation.
Fifth Third Bank
2001 – 2005
Senior Managing Director, Head of Corporate Banking
Established and led the corporate banking group in Southeast Michigan, developing more than 50 new relationships and building a recognised banking operation.
NBD Bank / First Chicago NBD / Bank One
1985 – 2001
Corporate Banking & Capital Markets Leadership
Progressed through credit, commercial banking and capital markets roles, including responsibility for acquisition financing, loan syndication, asset-backed securitisation and middle-market capital markets origination.
NBD Bank / First Chicago NBD / Bank One
1985 – 2001
Corporate Banking & Capital Markets Leadership
Progressed through credit, commercial banking and capital markets roles, including responsibility for acquisition financing, loan syndication, asset-backed securitisation and middle-market capital markets origination.
Areas Of Expertise
Thomas brings a lender's perspective to complex financing decisions, combining institutional experience with a practical understanding of middle-market businesses.
Thomas brings a lender's perspective to complex financing decisions, combining institutional experience with a practical understanding of middle-market businesses.
Commercial & Middle-Market Banking
Decades of experience working with privately held and mid-sized businesses, evaluating credit requirements, developing lending relationships and supporting companies through growth, investment and changing capital needs.
Corporate Banking Leadership
Led the development of corporate banking divisions at Fifth Third Bank and RBS Citizens, building teams, expanding client relationships and overseeing substantial commercial lending portfolios.
Capital Markets & Credit Structuring
Experience spanning loan syndication, asset-backed securitisation, acquisition and recapitalisation financing, with an understanding of how financing structures are developed and evaluated.
Independent Financing Advisory
Through Glengarry Capital Group, advises middle-market businesses on financing options beyond traditional banking channels, drawing on established relationships across commercial lending, equipment finance and specialized capital providers.
Rooted in Michigan, Active Across North America
Membership in the regional and national bodies that connect lenders, advisors and owner-led businesses.
Approach to Advisory
01
Understand the Business
Financing recommendations begin with the company's operations, objectives and constraints, not simply the amount of capital requested.
01
Understand the Business
Financing recommendations begin with the company's operations, objectives and constraints, not simply the amount of capital requested.
02
Think Like a Lender
Decades of banking experience inform how Thomas evaluates financing structures, credit considerations and potential lending partners.
02
Think Like a Lender
Decades of banking experience inform how Thomas evaluates financing structures, credit considerations and potential lending partners.
03
Stay Involved
Advisory support extends beyond introductions to include practical involvement as financing options are evaluated and transactions progress.
03
Stay Involved
Advisory support extends beyond introductions to include practical involvement as financing options are evaluated and transactions progress.
04
Build Lasting Relationships
Thomas places value on understanding clients over time, recognising that financing needs evolve as businesses grow and change.
04
Build Lasting Relationships
Thomas places value on understanding clients over time, recognising that financing needs evolve as businesses grow and change.
