Private Credit
Access to capital is tightening for middle-market companies. Traditional banks are more cautious, applying rigid standards that often overlook strong, well-run businesses. Private credit has stepped in to fill that gap, offering flexibility, speed, and a deeper understanding of business fundamentals.
How the Market is Changing
Too many businesses are finding it harder to secure the capital they need. Bank decisions are increasingly dictated by policy and automated risk rating models focused on cashflow rather than an understanding of real business performance. Private credit lenders work differently. They take time to learn the story, assess the opportunity, and tailor funding structures around the client’s goals. This approach has made private credit a reliable growth engine for middle-market companies.
Flexibility that Drives Results
Every company has a unique story. Private lenders can structure financing around that story instead of forcing businesses to fit a formula. Funding can be built around seasonality, asset mix, or expansion timelines, allowing owners to move faster when opportunities arise.
At Glengarry Capital Group, we’ve seen firsthand how speed and flexibility can define a company’s next phase of growth. When financing aligns with the business strategy, outcomes improve across the board.
Stability During Market Volatility
Market uncertainty has made consistent access to capital more important than ever. Private credit lenders tend to stay active through changing conditions, focusing on long-term partnerships and cash flow strength rather than short-term trends.
This consistent access helps businesses maintain momentum, even when traditional financing tightens.
A Broader Role in Corporate Finance
Private credit now supports companies across multiple financing needs, from working capital and expansion to recapitalization and acquisition funding. The ability to customize structures gives owners confidence to make decisions that support growth while maintaining control of their business.
Conclusion:
Private credit continues to evolve into a core part of the capital landscape. For business owners ready to expand, invest, or restructure, it provides a practical and strategic way to access the capital required to move forward.
To explore what options may fit your business, reach out to Glengarry Capital Group to start a conversation.
AUTHOR
Thomas Kessel
CEO & FOUNDER
Tom Kessel brings nearly 40 years of experience delivering debt solutions to middle-market businesses.
His background includes leadership roles in commercial banking and capital markets at JPMorgan Chase, Fifth Third Bank, RBS Citizens Bank, and Wells Fargo Bank.
He has delivered funding solutions across manufacturing, automotive, specialty vehicles, building supplies, technology construction, and food and agriculture sectors.
